Is the “Say Yes” Scam Real? Yes, It Is!

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Is the “Say Yes” Scam Real?

AARP’s Fraud Watch Network Help Line has been fielding lots of calls about the “Say Yes” scam. News reports have warned that a fraudster will call and ask a question to get the victim to say yes. The scammer records that affirmation to use it to authorize unwanted charges to a phone bill, utility bill, or even a stolen credit card.

While many people report that they are getting calls like these followed by a hang up, we have yet to encounter any victims. If you got a call like this and answered yes, don’t panic. Here are some tips about dealing with this possible scam.

What You Should Know:
  • The caller will ask a question that will elicit a “Yes” response, such as “Can you hear me?” or “Are you the homeowner?” Once you say “Yes,” the scammer will hang up.
  • Reportedly, the scammer can use this recorded affirmation to “prove” you approved a charge to a bill or credit card.
What You Should Do:
  • Avoid answering calls from unfamiliar numbers.
  • Always closely review your bills and credit card statement for unauthorized charges.
  • If you discover an unauthorized charge, call the biller immediately to dispute it.
Please share this alert with friends and family!


Kristin Keckeisen
Fraud Watch Network

» If you receive a call that sounds similar or asks questions seeking affirmation, avoid responding with “yes,” “sure” or “OK.”

» If you are asked a similar question on the phone or are asked to press a button to be placed on the Do Not Call registry, just hang up. Saying anything may help the scam artist identify that you have an active phone number. No government agency will ever solicit for the Do Not Call registry.

» Write down the phone number of callers with this behavior and file a scam report with the BBB Scam Tracker at or by calling 800-649-6814.

» Check your credit card, phone and cable statements carefully for any unfamiliar charges. If you suspect you have been victimized, call the billing company and dispute anything you did not authorize. The earlier you identify the unauthorized charges on your account, the easier it will be to recover any lost money.